Most of those fees don't apply to e.g. Europe. It's pretty much just hardware (starts at 30 euro or so for the cheap versions) and some transaction costs (1.5%

Most of those fees don't apply to e.g. Europe. It's pretty much just hardware (starts at 30 euro or so for the cheap versions) and some transaction costs (1.5% or less, depending on volume). It's often cheaper to accept electronic payments than cash. Handling cash costs money (bank deposits, buying change, vaults, cash registers, higher insurance cost). Even street and marker vendors in The Netherlands accept electronic payments.