Same-day wire transwers were already common in Germany in the last few years with the old system (the settlement is done every few hours), except for a few slow

Same-day wire transwers were already common in Germany in the last few years with the old system (the settlement is done every few hours), except for a few slow banks. SEPA Instant is literally settled in a few seconds. I tried this out a while ago: Started the money transfer from one bank account to another, logged in into my second bank account immediately after and the money was already there.