My bet is that some of the biggest categories for personal credit card spending are related to travel and bars/clubs, including the specialized clothing and acc

My bet is that some of the biggest categories for personal credit card spending are related to travel and bars/clubs, including the specialized clothing and accessories that surround those activities. Folks may have paid some debt off, but not many were spending for these big activities at all. I imagine there’s a lot of cross-over with demographics that tend to carry more debt or be more impulsive to begin with. Edit: ...also dining out