That's also the grocery money of the people working at the car dealership you're talking about, who may be fortunate enough to have a job to keep the national b

That's also the grocery money of the people working at the car dealership you're talking about, who may be fortunate enough to have a job to keep the national balance sheet high enough afloat to cut these checks, but won't if too many delinquent people just renege on their voluntary contractual obligation.