>> "oh shit, someone stole my wallet (/ online identity)" Isn't one supposed to be responsible for their own passwords/security? Does Microsoft take responsibi

>> "oh shit, someone stole my wallet (/ online identity)" Isn't one supposed to be responsible for their own passwords/security? Does Microsoft take responsibility if someone steals your windows password or hacks your computer? No, they will just say its you who didn't install the security updates. Why should a banking transaction be any different?