One thing I would make sure to add is in the affordability calculator (income-based), I'd make sure to clarify what income you want (gross or post-tax) and to c

One thing I would make sure to add is in the affordability calculator (income-based), I'd make sure to clarify what income you want (gross or post-tax) and to clarify if people should include credit card payments (ongoing debt vs regular monthly debt). One thing I've noticed missing from normal affordability calculators is "regular credit card" spending. For example, if I am spending 5000 a month on expenses, then when I purchase a place I may have to change my behavior (and not really understand that). Also would be great to allow people to select a state to determine taxes more accurately. A nice to have in the future would be aggregating payment methods between different mortgage companies. There are a lot of new "mortgage" companies like Unison (home equity agreement), Flyhomes, etc and all of them offer different pros/cons. Breaking that down into the actual numbers would be super helpful, but also might be challenging since I imagine they don't want you to really do that. Overall mortgages/finding mortgages/understanding them is a terrible experience.