I would like if you gave me both the 'bank number' and the 'financial advisor'-recommended number. I'm curious to understand the magnitude of the difference, bu

I would like if you gave me both the 'bank number' and the 'financial advisor'-recommended number. I'm curious to understand the magnitude of the difference, but not curious enough to complete an application with a bank. Also, I notice your income calculator is linear: Income | Max Limit $75k, $322k $150k, $645k $300k, $1.29m I've heard for higher incomes, affordability tends to be non-linear since other life expenses (food, clothing, etc) remain fixed-- allowing you to allocate more disposable income towards housing. The calculator does not reflect this.