Honestly, the spreadsheet is most likely your best bet, along with some scripted automation. An alternative would be to use an accounting software and connect

Honestly, the spreadsheet is most likely your best bet, along with some scripted automation. An alternative would be to use an accounting software and connect them to your bank accounts. I know for me Xero keeps tracks of fluctuations as gains or (losses). But that would be a super clunky overkill for a basic ledger.....