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> Patients do not demand insurers cover anything, they plead, usually in futility. Insurers in the US are goaled on how little care they can provide for the pr
by com2kid 6y ago
> Patients do not demand insurers cover anything, they plead, usually in futility. Insurers in the US are goaled on how little care they can provide for the premiums paid, not how much.
Depends, employees at higher end employers have more say. Since health benefits are "feature" employers have motivation to make their benefits package better to attract employees.
Heck one of Microsoft's defining features as a company used to be their health insurance package. Everything imaginable was covered 100%, no out of pocket costs ever.
I'm still completely confused as to how acupuncture is covered by so many insurers though...
- arcticbull 6y agoI've not found a single piece of evidence that lobbying by consumers has led to insurers covering a previously excluded treatment. Happy to be proven wrong. I would suggest also that since we're talking about the system in aggregate, the 1% of tech workers probably aren't a representative sample. Not least because they're not the ones negotiating an all-inclusive package. That's the employer.
- com2kid 6y agoI'm reasonably sure that Asperger's treatment was added to a few tech company health insurance plans by popular demand. Fertility treatments would likely be another "by popular demand" addition.
- arcticbull 6y agoAgain outside of the employer-sponsored program where employers drove the conversations with their massive leverage. This is the crux of the problem: if you organized everyone into a big group, then they have leverage. Otherwise, you're SOL.