It is, but it varies state to state and the coverage generally isn’t great. You have to hit your deductible before coverage starts and then after that it’s usua

It is, but it varies state to state and the coverage generally isn’t great. You have to hit your deductible before coverage starts and then after that it’s usually a 50% coverage. So if you’re lucky enough to find a therapist that takes insurance, you’re still paying a lot out of pocket. I just searched what it’d cost me here in NYC to purchase and go through the insurance my therapist does take (in-network): The plan costs about $650/month and I’d have to hit a $5,500 deductible before mental health coverage kicks in. Then it’s a 50% coverage after that. I’d pay about $6700 out of pocket with insurance versus about $7350 without it. This doesn’t include the $7800 I’d have to pay for the plan itself. I wouldn’t really call that a mental health benefit, it’s easier to just find a therapist you like and just figure out a way to pay for it if you can. Most people can’t and it’s a shame because good therapy is transformative. My life is so much better because of it.