> A person who can't get a mortgage on 8 won't be able to get a mortgage on 4 at the same rate as another person who can get a mortgage on 8. Sure, but since h

> A person who can't get a mortgage on 8 won't be able to get a mortgage on 4 at the same rate as another person who can get a mortgage on 8. Sure, but since he had cash to pay for 8 I assume that he would not need a loan if he bought 4 instead. > it's an issue of structurally unequal differences that make it harder for black areas to see investment Yes and I've suggested a way to fix these differences. Stop risking so much and support each other as a community to reduce the rate of bankrupcies. > Please stop telling me what I'm thinking. OK, no problem.