In my country (Malaysia), the loan moratorium was ~6 months by government decree, as was electricity & broadband bills. I reckon this was only possible since go

In my country (Malaysia), the loan moratorium was ~6 months by government decree, as was electricity & broadband bills. I reckon this was only possible since government-controled funds are the largest shareholders of the companies involved. It's still not enough. I'm thinking service providers all need a new "bare essentials" tier, whereby delinquent customers can keep the service relationship on minimalist when they are desperate. This is preferable to cutting the service and restarting later with bad credit.