The result would be an even greater lack of housing supply and vastly worse quality (including disaster safety and hygene), as without renting only immediate ca

The result would be an even greater lack of housing supply and vastly worse quality (including disaster safety and hygene), as without renting only immediate capital is available for assets which currently take decades to generate funding to build. Going with trailers as middle class residencies would also be more wasteful as they are built to last and outright depricate in value to "have to pay to get rid of even with salvage rights" levels. The whole point of money is that it is fungible so it would just go elsewhere. Not a very good outcome. Imperative "shoulds" don't mean a thing in emergent systems and problem solving. Parents should love and nurture their children but we still have child abuse unfortunately.