> Most businesses while closed could have very minimal costs. For me, my mortgage on the property is my biggest expense and my bank offered my no forebearance.

> Most businesses while closed could have very minimal costs. For me, my mortgage on the property is my biggest expense and my bank offered my no forebearance. So, no, most couldn't have minimal costs unless you can address lease/mortgage payments. Edit: If you disagree that mortgage/lease is the biggest expense for many businesses and doesn't need to be addressed, I'm really interested in your point of view. I may be using anecdotal evidence for me that doesn't translate to other businesses.