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We don't need to chose to address every differential impact, only the ones that we see as being bad, or particularly worthy of attention, for example the system
by Traster 6y ago
We don't need to chose to address every differential impact, only the ones that we see as being bad, or particularly worthy of attention, for example the systematic exclusion of black people from the normal financial tools that allow us to build wealth.
- macspoofing 6y agoI agree with this goal, but I don't see systemic exclusion in this article because the article didn't bother to do any investigation to understand where these policies came from. I keep reiterating this, but debt is an incredibly dangerous financial tool and you have to take extra care in differentiating someone being denied a loan because the objective risk profile is high vs being denied a loan because the bank is following racist policies.