Yes, but there are also effects of lockdowns, shortened flu season, etc that lower mortality. E.g. Germany has practically zero excess mortality this year (with

Yes, but there are also effects of lockdowns, shortened flu season, etc that lower mortality. E.g. Germany has practically zero excess mortality this year (within the usual variation). So people avoiding hospitals also shouldn't be a very large effect, at least over here. It will be interesting, when it's all over and all numbers are in, to look at the statistics of this.