You can drop the word "Inexperienced". But hte idea of paying to avoid this risk is misplaced. You're also doing a completely different activity. Under you're l

You can drop the word "Inexperienced". But hte idea of paying to avoid this risk is misplaced. You're also doing a completely different activity. Under you're logic you should also work from home and order in all your meals. YOLO doesn't mean "... so be extremely careful".