#1: go buy those night vision goggles you've always wanted and take a vacation. Life is short and you should have some fun. Once that's done, do the below: Exp

#1: go buy those night vision goggles you've always wanted and take a vacation. Life is short and you should have some fun. Once that's done, do the below: Expect inflation over the next 10 years, so keep the land & real estate investments (good hedge against inflation). Also, there are strategic ways to use these for tax purposes...talk to a good tax lawyer. Treat 10% as "gambling" money with investments. Try to pick some stock market sleepers. Spread 60% across a few American Funds and/or Vanguard selections, depending on your risk tolerance. Also, max out a Roth IRA every year starting now. Keep 7-10% in a savings account that's accessible for emergencies. Put 7-10% into bond funds. Take whatever's left and put into a down payment on more real estate, either for a personal property or investment property.