I don't follow. My advice is that OP sit on their cash until the next crash happens. Then they should buy up stock and rental property. Before the crash, if the

I don't follow. My advice is that OP sit on their cash until the next crash happens. Then they should buy up stock and rental property. Before the crash, if they don't want to keep everything in cash, they could buy some gold which tends to increase in value right after a crash. The crash that started in 2008 bottomed out in March 2009 when the DJI fell to 7000. That would have been the time to buy stocks. By Nov. 2013 the DJI was up to about 14,000. As for gold, it was at $864/oz around Sept. 2008 which was a few months before the crash. By August 2011, gold was at $1819/oz.