Why do you think an index that is 20% tech stocks "isn't diversified"? The S&P 500 has had more than 20% in several different sectors over its history, from tra

Why do you think an index that is 20% tech stocks "isn't diversified"? The S&P 500 has had more than 20% in several different sectors over its history, from transport to energy to communications. With indexing, you have whatever investments are worth making in the current economy. You don't have to predict the trends or decide what's overinvested in.