I will not use my debit card at anything other than an ATM. If someone steals my credit card (happens on average once a year), the missing money is the banks p

I will not use my debit card at anything other than an ATM. If someone steals my credit card (happens on average once a year), the missing money is the banks problem. If someone steals my debit card, the missing money is my problem. Oh can’t pay my mortgage because my checking got drained? Sucks to be me...