The answer is: nothing. At least nothing different than what was your strategy before that large sum of money entered your life. If I were you, I'd split up thi

The answer is: nothing. At least nothing different than what was your strategy before that large sum of money entered your life. If I were you, I'd split up this sum in 10 or 20 chunks and mingle each part with the amount you invest monthly. The reasoning behind the split-up is that it's easy screw up when it comes to investment, so easing in rather than nose-diving prevents you from doing something stupid. A last word of caution: maximized returns come with maximized risks