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> Why not use card itself as u2f? Most phones now has nfc reader now. Most budget Android phones don't, and the iPhone one is locked down. Some banks now have
by ValentineC 6y ago
> Why not use card itself as u2f? Most phones now has nfc reader now.
Most budget Android phones don't, and the iPhone one is locked down.
Some banks now have an in-app token.
Many bank apps also have some form of jailbreak/root detection. If the detection is tripped, the app will either kill itself, or disable the in-app token.
- dzhiurgis 6y agoLets not try to solve the problem for everyone. It’s obviously an opt in. If they really wanted it to work they could design card that also plugs into usb-c or micro-usb port to work as hardware token. Also iPhones can now read NFC card. My partner already used her passport to get onto SmartId system in Lithuania. In-app tokens rely on your phone - loose it and you are really screwed. Wanna let your accountant to use account while you on vacation - you can’t. Plus setup (or suspicious logins) normally depends on a SMS 2FA.