The normal first question is "do you have near-term need for this money" which it sounds like your answer would be "No, this came to me and now I just need to i

The normal first question is "do you have near-term need for this money" which it sounds like your answer would be "No, this came to me and now I just need to invest it for a long time". It sounds like your asset allocation is currently: - $50k "index fund" (S&P 500?) - $150k land/home - $200k industrial real estate - $450k cash I would suggest you start at Asset Allocation [1] and as an example read through the "Three Fund Portfolio" [2]. Before this cash, you were nearly 90% real estate. At the very least, you can outperform "cash at a bank" by at least keeping that $450k in a Vanguard or similar Prime Money Market Fund [3]. So as you think about what to do, take the 1.3% or so :). [1] https://www.bogleheads.org/wiki/Asset_allocation https://www.bogleheads.org/wiki/Asset_allocation [2] https://www.bogleheads.org/wiki/Three-fund_portfolio https://www.bogleheads.org/wiki/Three-fund_portfolio [3] https://investor.vanguard.com/mutual-funds/profile/performance/vmmxx https://investor.vanguard.com/mutual-funds/profile/performan...