https://www.bogleheads.org/wiki/Managing_a_windfall https://www.bogleheads.org/wiki/Managing_a_windfall Use this money to max out all tax advantaged accounts a

https://www.bogleheads.org/wiki/Managing_a_windfall https://www.bogleheads.org/wiki/Managing_a_windfall Use this money to max out all tax advantaged accounts available to you (401k, IRA, HSA), and invest the rest in a brokerage account. When in doubt, invest the money in a target date fund at Vanguard or Fidelity that most closely matches the date you plan to start withdrawing from the account. A total world fund/ETF, like VT, is also a fine option.