> And those people who don't have data for their phone? It works fine over wifi. For those without internet at all, well, then you can't order anything online

> And those people who don't have data for their phone? It works fine over wifi. For those without internet at all, well, then you can't order anything online either ;) (I know of at least one bank, but there are probably more, that also offers a (free) hardware device for people without a smartphone.)