I never knew the date, 1998 sounds super-recent. But digging a bit, it sounds like that's the last step of many, with the first bankruptcy restrictions in 1976

I never knew the date, 1998 sounds super-recent. But digging a bit, it sounds like that's the last step of many, with the first bankruptcy restrictions in 1976 (when the only concern imagined was medical & law degrees!) https://www.savingforcollege.com/article/history-of-student-loans-bankruptcy-discharge https://www.savingforcollege.com/article/history-of-student-...