Idk in Canada all visas and MasterCards have PINs. They can be tapped at most retailers for dollar amounts under $100, but there is an extra charge for the mer

Idk in Canada all visas and MasterCards have PINs. They can be tapped at most retailers for dollar amounts under $100, but there is an extra charge for the merchant (likely due to the risk?). My partner owns a clinic and we don’t allow taps as a result. We also only ever do card present, chip + pin transactions. This means we save between 0.4-0.8% of the transaction price depending on the card.