You can make a purchase on an American website with a debit card. The point of the credit card is to borrow money and pay it back later. That's all. Most Amer

You can make a purchase on an American website with a debit card. The point of the credit card is to borrow money and pay it back later. That's all. Most Americans have both Debit and Credit cards and will switch between them based on their financial need. > You just go the the checkout, scan a QR code with your banking app, accept the purchase in the app and it's done. And those people who don't have data for their phone? > that in a connected world like today Not everyone is connected.