There are a number of banks out there that - once you have an account - you can create additional accounts in minutes. That's useful so you can have one connect

There are a number of banks out there that - once you have an account - you can create additional accounts in minutes. That's useful so you can have one connected to direct deposit for each job, one for Paypal, etc, etc with the bulk of your savings in any account not connected to anything else. If my mortgage company is compromised, there's only ~3 days/month there's any money in that account.. and then it's the exact amount of the mortgage payment. Bank account firewalls ftw.