Ecommerce fraud is overwhelmingly "Carding", where someone is testing stolen cards to see if they are valid, and have large available balances. The other most

Ecommerce fraud is overwhelmingly "Carding", where someone is testing stolen cards to see if they are valid, and have large available balances. The other most common type of fraud is buying goods with stolen cards, intending to resale the goods on Craigslist or similar. For both of those cases, this idea would be an immense help. You perform your own "High Risk" criteria checking on all orders, and those flagged as being potentially High Risk, would then receive this extra verification step. It's pretty rare for someone to steal or buy stolen cards to order products they actually want to keep.