I think the bigger issue is not the terminals themselves, but the software behind it that's designed to process the payment from the track data. Contactless ma

I think the bigger issue is not the terminals themselves, but the software behind it that's designed to process the payment from the track data. Contactless magstripe (MSD) is a workaround that allows for a contactless payment, but really is just sending the same (insecure) track data through the backend software. Contactless EMV is the right way, but requires more sophisticated software.