Having been homeless and having made some drastic choices to get to where I am now, what a tremendously offensive thing to say. There absolutely are people who

Having been homeless and having made some drastic choices to get to where I am now, what a tremendously offensive thing to say. There absolutely are people who can't currently, or may never be able to, steer their life in a useful direction. But most people? I'd say instead that most people are stuck in a poverty cycle because society is constructed that way. When people are given enough money to be able to afford helpful choices, as opposed to scraping along at subsistence level, lots of people find their way to better, more stable, healthier, less stressed lives. It's only a mindset when you don't have the means to climb out of it.