Talk about putting the cart before the horse.. what if Americans are avoiding or postponing having children due to lack of financial prospects? (I’m not Americ

Talk about putting the cart before the horse.. what if Americans are avoiding or postponing having children due to lack of financial prospects? (I’m not American, and generally have a lot more support where I live, but even I am questioning the rationality of having kids in the world we live in.. For me personally, living in the US would mean an automatic no to having kids)