But 45% with no benefits at all. Add 8% for healthcare. Add another 15% for retirement contributions. 45% + 8% + 15% -> 68%. But that's just me. I talk to frie

But 45% with no benefits at all. Add 8% for healthcare. Add another 15% for retirement contributions. 45% + 8% + 15% -> 68%. But that's just me. I talk to friends that have families that have lived in Europe and the US. And it's much easier in Europe. All the smoke and mirrors doesn't change that. Basically yes if you have a lot of passive income then the US is much better. If you have middle class amounts of earned income it's worse to terrible.