The post office in Australia (or UK, I don't remember) does something like this but to do with credit cards. They basically make sure that the person applying

The post office in Australia (or UK, I don't remember) does something like this but to do with credit cards. They basically make sure that the person applying for a credit card is real by having him/her show up in person to the PO. And the CC company benefits by having a lower fraudulent account rate.