Maybe we are talking past each other. By “FIRE” I mean the ability to live on investment income, exclusively and permanently, decades before a typical retiremen

Maybe we are talking past each other. By “FIRE” I mean the ability to live on investment income, exclusively and permanently, decades before a typical retirement age. Retirement on a normal schedule and security for a few months of rest here and there are, I would say, baseline financial responsibility (if you can afford them). These are marginal sacrifices, not a lifestyle/subculture.