Wow this really surprises me! Turns out I've been taking the UK banking systems for granted for a very long time. In the UK I've got a normal debit account wit

Wow this really surprises me! Turns out I've been taking the UK banking systems for granted for a very long time. In the UK I've got a normal debit account with a chip and pin card + contactless, I have a few different type of savings accounts attached to it as well. I can access it online and from their app, I can setup standing orders, direct debits, change my credit card auto-payments, and use "faster transfers" to send money to any UK bank account in under an hour. None of that costs me any fees, the only fees I would pay is if I go into my overdraft or don't pay off my credit card on time. ATM withdrawls are free for the most part and there's no minimum or maximum on tranasctions. Granted, I am 26 so I imagine a lot of this has happened while I've been growing up.