Google Pay has existed for a long time pre-UPI. The UPI app was known as Google Tez until the brands were combined last year, it's now called.Google.Pay but the

Google Pay has existed for a long time pre-UPI. The UPI app was known as Google Tez until the brands were combined last year, it's now called.Google.Pay but the app is still separate from the actual Google Pay app. (NFC wallet being the primary mobile functionality of the same)