This is my route too. I have accounts at 4 institutions with various levels of service. 2 of them provide good rates on savings 1 is local and has ATMs and br

This is my route too. I have accounts at 4 institutions with various levels of service. 2 of them provide good rates on savings 1 is local and has ATMs and branches in my area 1 provides a fantastic online experience Once you've verified accounts between banks, it's fairly painless to transfer between them (and usually free if you initiate the transfer from the bank that will receive the funds) Works very well and gives me a lot of flexibility with basically no additional work. It takes all of 5 minutes once a month to configure deposits to hit the current winner on interest rates.