4 ms·The article isn't about loan interest rates but the interest rate banks offer on deposits.by tssva 6y agoThe article isn't about loan interest rates but the interest rate banks offer on deposits.cm2187 6y agoWhere do you think the bank gets the money for paying interest on deposits from?dsr_ 6y agoThey have sofas in their lobby, and they look under the cushions. I just checked. US Bank's basic savings account offer 0.01% APY and costs $4/month.