>College students heading into the fall semester should take a gap year. I know I would. The problem with taking a gap year for current students (in the US) is

>College students heading into the fall semester should take a gap year. I know I would. The problem with taking a gap year for current students (in the US) is that many of them have federal student loans whose interest is deferred as long as they are studying full time. A gap year means they will incur interest for the rest of their University time and have that much more to pay off at the end.