Extremely doubtful, any of the card schemas would shut this down so fast. Like the moment someone called in the first chargeback. They're probably a payment ag

Extremely doubtful, any of the card schemas would shut this down so fast. Like the moment someone called in the first chargeback. They're probably a payment aggregator with dynamic descriptors. This would allow them to process the high risk and gas correctly under the proper individual MCC but pool the transaction counts which would allow more chargebacks. Source: Worked as dev at payment processor with dozens of acquirers, +10M transactions/yr, +$1B payments/yr.