Now this is an interesting take. I could be misremembering which documentary I saw this in, but if my recollection is correct, the documentary Maxed Out propos

Now this is an interesting take. I could be misremembering which documentary I saw this in, but if my recollection is correct, the documentary Maxed Out proposed that if everyone returned credit applications sent by mail to sender, the economics of credit applications would be much less feasible because they would pay the return rates. This was in 2006. https://en.wikipedia.org/wiki/Maxed_Out https://en.wikipedia.org/wiki/Maxed_Out