Stripe could earn money on the float, which would be a tiny interest but create a perverse negative incentive for them to keep a higher reserve. So there's a pr

Stripe could earn money on the float, which would be a tiny interest but create a perverse negative incentive for them to keep a higher reserve. So there's a pro and a con. Edwin stated they don't earn interest on the float, which is a reasonable stance for the business to take on both an incentive and customer service basis, and may be a more profitable position for the company.