If you're going to include long term assets then you need to include the rest of the career too. That's the way residents actually look at the problem, after a

If you're going to include long term assets then you need to include the rest of the career too. That's the way residents actually look at the problem, after all. "Doctors" do well. Residents struggle a bit in comparison, but not really that much relative to their other post-graduate-degree compatriots.