You're using averages from a statistically highly invariant sample range. If a mean average is taken of everyone in society and all of the places in society, s

You're using averages from a statistically highly invariant sample range. If a mean average is taken of everyone in society and all of the places in society, some fit that might sound reasonable is very likely. However like the article what matters are prices within actual places that people want to live. Like a city they grew up in, a city that actually has jobs, a place with a functional educational system for their children. I assume you and everyone else would like to have service workers inside of big cities? Where should they live? Where should everyone else that isn't in the top 10% of income earners live? How can owning a home close to a job, and actually being able to put down roots and build a community be incentivized? In my mind that is logically divorced from renting and serfdom, and thus housing should be a liability rather than an asset.