This reminds me of a little trick I learned while working in finance. If you have bad credit but have over $1,000 in cash, go and get an unsecured loan for rou

This reminds me of a little trick I learned while working in finance. If you have bad credit but have over $1,000 in cash, go and get an unsecured loan for roughly 90% of your cash on hand. Ideally the terms should have a negligible or nonexistent prepayment penalty. Once you have the loan, repay it within 2-3 business days. Rinse and repeat until your credit score starts to improve.