Pretty much. I had some hope about PSD2, until I read about it. Very useless, unless you just want to give your data to more third parties. In addition EU als

Pretty much. I had some hope about PSD2, until I read about it. Very useless, unless you just want to give your data to more third parties. In addition EU also broke all my bank scraping scripts (except for the mentioned bank, that still has the same API it had for years already and doesn't require two factor auth, just an api key) by enforcing two-factor (well not really, just SMS auth, it's not like I can use any other 2nd factor, or make my own). So in addition to helping third-party data slurpers, they also broke the first-party data access with the latest regulation.