You're thinking of an engineer, not a low paid worker in the tech company equivalent of a call center working on repetitive tasks for low pay in India or some o

You're thinking of an engineer, not a low paid worker in the tech company equivalent of a call center working on repetitive tasks for low pay in India or some other country where labor is cheap. And you're also making the assumption that the accomplice thought about it rationally. All the attacker has to do is find someone who doesn't realize that they will get caught.